pl
<span>BLIK and…</span> pay securely

BLIK and… pay securely

Is payment security important to you? Use BLIK – available in-app with all of Poland’s major banks!

With BLIK, you’re in control at each stage of the transaction: just copy your code, confirm the amount and the recipient, then approve it.

korzystaj z Blik
  • You’re in control
    • <span>BLIK and…</span> pay conveniently

    BLIK and… pay conveniently

    Who remembers their debit card number?
    With BLIK, you’ll never have to enter your card number again.

    Copy a short code from your banking app, approve the transaction, and voilà! You’re on your way.

    korzystaj z Blik
  • Pay conveniently
    • <span>BLIK and…</span> transfer money in a flash

    BLIK and… transfer money in a flash

    Dinner out with friends? Your boyfriend spent all his money at a stag party and can’t get back home?

    With BLIK you can instantly transfer money just using your phone number.
    You don’t have to know any account number.

     

    korzystaj z Blik
  • Make transfers instantly
    • <span>BLIK and…</span> you’re free!

    BLIK and… you’re free!

    Sometimes your wallet is too big for your pocket, other times it gets lost at a party … with BLIK – no wallet, no problem.

    Withdraw cash from an ATM or pay at the register using just your smartphone. It’s not like you ever leave your phone at home 🙂

    korzystaj z Blik
  • Enjoy payment freedom

      • How does BLIK work?

      Pay, withdraw, send money with your phone. BLIK & it’s done!

      Paying with your BLIK code

      When checking out online select the BLIK payment option.
      * If you don’t have that option right away, choose one of the following payment services and you will be directed to BLIK.

      Copy your BLIK code from your bank’s app and click pay .

      Confirm the transaction using your PIN in your bank’s app.

      You’re done!

      Watch a tutorial

      Payment without rewriting the code

      You can pay with BLIK without rewriting the code in the browsers that you use on regular basis.
      All you need to do is confirm that you want to save/remember a browser when confirming payment in your bank’s app.

      You can also pay without rewriting the BLIK code in in the mobile application of e-shops that you have saved as trusted.

      Non-code function is available in banking application of Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, Bank Pekao S.A., Alior Bank and T-Mobile Usługi Bankowe.

      Select save in the app when confirming a payment at your favorite store or online.

      The next time you’re shopping there using BLIK, just hit pay in your bank’s app and you’ll be on your way. No need to copy your code.

      To keep security tight, your bank will just ask you to confirm the payment by entering your PIN code.

      You’re done!
      The list of your favorite stores and browsers can be found in your bank’s app. You can edit your favorites anytime.

      Watch a tutorial

      Paying in-store

      Stores that accept BLIK are marked with a Blik logo logo sticker. You can also always ask the clerk if the store supports BLIK.

      When paying at the register, tell the clerk that you’d like to pay using BLIK.

      Open the bank’s app and display the BLIK code.

      Enter your BLIK code in the payment terminal and confirm the payment.

      Confirm the transaction with a PIN code in the bank’s app. It’s done!

      Watch a tutorial

      ATM Withdrawals

      At the ATM, select the BLIK withdrawal option then enter your desired withdrawal amount.

      Open your bank’s app and display the BLIK code.

      Enter the BLIK code into the ATM.

      Confirm the transaction with your PIN in your bank’s app. And you’re done!

      Watch a tutorial

      Send money over the phone

      Available in the Alior Bank, Bank Millennium, ING Bank Śląski, mBank, PKO Bank Polski, Santander Bank Polska, Credit Agricole, Getin Bank, Noble Bank and T-Mobile Usługi Bankowe apps.

      Open your bank’s app, go to payments, then transfer and select BLIK transfer to mobile.

      From your contact list choose a person you would like to send money to or simply enter their phone number.

      Enter the desired amount and click send.

      Confirm the transfer with your PIN and you’re done!

      Watch a tutorial

      Cash Deposits

      Currently available to the customers of ING Bank Śląski, Bank Millennium, Bank Pekao S.A., BNP Paribas, Getin Bank and Noble Bank.

      At a CDM select BLIK deposit option and then follow the on-screen instructions.

      Open the bank’s app. Display the BLIK code and then enter it at the CDM.

      The bank’s app will ask you to confirm the deposit.

      Now insert the money and confirm the amount on the deposit. It’s done!

      BLIK Checks

      Offer available for customers of Millennium Bank, Santander Bank Polska, PKO Bank Polski, Getin Bank and Noble Bank.

      Open your bank’s app. Select the BLIK checks option from the BLIK payments menu.

      Create a new check. If you’re creating a new check, you’ll be asked to create a four digit password.

      Enter the check amount, the period of time you’d like it to be valid, an optional description and verify the check. The entered amount will be blocked on your account until the check is cashed or the validity period expires.

      Using the unique BLIK check code, senders and recipients can withdraw cash from an ATM or make purchases in-store and online – no need for an extra app or internet connection.
      BLIK check codes can only be used once.

      Recurring payments

      New payment method for recurring payments like subscription services or regularly paid bills (electricity, telecom). They can be accepted automatically for fix amount payments. Available in ING Bank Śląski and Bank Pekao S.A. apps.

      Select BLIK payment and copy your BLIK code from your bank’s app.

      Confirm verification payment or payment for first billing cycle in your subscription.

      Confirm recurring payment (cycle, amount, validity).

      You are done – your recurring payment is active! Payment for your next billing cycle is presented in your bank’s app and depending on your settings it is accepted automatically or requires your confirmation. You have 72 hours for payment acceptance.

      Paying with your BLIK code

      When checking out online select the BLIK payment option.
      * If you don’t have that option right away, choose one of the following payment services and you will be directed to BLIK.

      Copy your BLIK code from your bank’s app and click pay .

      Confirm the transaction using your PIN in your bank’s app.

      You’re done!

      Watch a tutorial

      Watch a tutorial

    • Pay online
      • Payment without rewriting the code

      You can pay with BLIK without rewriting the code in the browsers that you use on regular basis.
      All you need to do is confirm that you want to save/remember a browser when confirming payment in your bank’s app.

      You can also pay without rewriting the BLIK code in in the mobile application of e-shops that you have saved as trusted.

      Non-code function is available in banking application of Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, Bank Pekao S.A., Alior Bank and T-Mobile Usługi Bankowe.

      Select save in the app when confirming a payment at your favorite store or online.

      The next time you’re shopping there using BLIK, just hit pay in your bank’s app and you’ll be on your way. No need to copy your code.

      To keep security tight, your bank will just ask you to confirm the payment by entering your PIN code.

      You’re done!
      The list of your favorite stores and browsers can be found in your bank’s app. You can edit your favorites anytime.

      Watch a tutorial

      Watch a tutorial

      Paying in-store

      Stores that accept BLIK are marked with a Blik logo logo sticker. You can also always ask the clerk if the store supports BLIK.

      When paying at the register, tell the clerk that you’d like to pay using BLIK.

      Open the bank’s app and display the BLIK code.

      Enter your BLIK code in the payment terminal and confirm the payment.

      Confirm the transaction with a PIN code in the bank’s app. It’s done!

      Watch a tutorial

      Watch a tutorial

    • Pay in-store
      • ATM Withdrawals

      At the ATM, select the BLIK withdrawal option then enter your desired withdrawal amount.

      Open your bank’s app and display the BLIK code.

      Enter the BLIK code into the ATM.

      Confirm the transaction with your PIN in your bank’s app. And you’re done!

      Watch a tutorial

      Watch a tutorial

    • ATM withdrawals
      • Send money over the phone

      Available in the Alior Bank, Bank Millennium, ING Bank Śląski, mBank, PKO Bank Polski, Santander Bank Polska, Credit Agricole, Getin Bank, Noble Bank and T-Mobile Usługi Bankowe apps.

      Open your bank’s app, go to payments, then transfer and select BLIK transfer to mobile.

      From your contact list choose a person you would like to send money to or simply enter their phone number.

      Enter the desired amount and click send.

      Confirm the transfer with your PIN and you’re done!

      Watch a tutorial

      Watch a tutorial

    • Transfers over the phone
      • Cash Deposits

      Currently available to the customers of ING Bank Śląski, Bank Millennium, Bank Pekao S.A., BNP Paribas, Getin Bank and Noble Bank.

      At a CDM select BLIK deposit option and then follow the on-screen instructions.

      Open the bank’s app. Display the BLIK code and then enter it at the CDM.

      The bank’s app will ask you to confirm the deposit.

      Now insert the money and confirm the amount on the deposit. It’s done!

    • More
      • BLIK Checks

      Offer available for customers of Millennium Bank, Santander Bank Polska, PKO Bank Polski, Getin Bank and Noble Bank.

      Open your bank’s app. Select the BLIK checks option from the BLIK payments menu.

      Create a new check. If you’re creating a new check, you’ll be asked to create a four digit password.

      Enter the check amount, the period of time you’d like it to be valid, an optional description and verify the check. The entered amount will be blocked on your account until the check is cashed or the validity period expires.

      Using the unique BLIK check code, senders and recipients can withdraw cash from an ATM or make purchases in-store and online – no need for an extra app or internet connection.
      BLIK check codes can only be used once.

      Recurring payments

      New payment method for recurring payments like subscription services or regularly paid bills (electricity, telecom). They can be accepted automatically for fix amount payments. Available in ING Bank Śląski and Bank Pekao S.A. apps.

      Select BLIK payment and copy your BLIK code from your bank’s app.

      Confirm verification payment or payment for first billing cycle in your subscription.

      Confirm recurring payment (cycle, amount, validity).

      You are done – your recurring payment is active! Payment for your next billing cycle is presented in your bank’s app and depending on your settings it is accepted automatically or requires your confirmation. You have 72 hours for payment acceptance.

      BLIK promos

      So many benefits!

      What’s the latest at BLIK

      Start paying with BLIK

      Go to your bank’s website to get started

      Alior Bank

      Alior Bank
      Bank Millennium

      Bank Millennium
      Santander Bank Polska

      Santander Bank Polska
      ING Bank Śląski

      ING Bank Śląski
      mBank

      mBank
      PKO Bank Polski

      PKO Bank Polski
      Getin Bank

      Getin Bank
      BNP Paribas

      BNP Paribas
      Credit Agricole

      Credit Agricole
      Bank Pekao S.A.

      Bank Pekao S.A.
      Spółdzielcza Grupa Bankowa

      Spółdzielcza Grupa Bankowa
      Noble Bank

      Noble Bank
      Grupa BPS

      Grupa BPS
      Nest Bank

      Nest Bank

      FAQ

      What is BLIK?

      BLIK is a mobile payment method available in the Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, Getin Bank, Noble Bank, T-Mobile Usługi Bankowe, BNP Paribas, Bank Pekao S.A. and Credit Agricole apps.

      What is the application of BLIK?

      With BLIK you can:

      • make payments in-store and online,
      • withdraw and deposit cash at ATMs,
      • send money over the phone to others immediately – you only need a phone number of a recipient. Money will show up at their bank account instantly
      • generate BLIK checks (a one-time 9 digit code) used to make payments and ATM cash withdrawals

      Who can use BLIK?

      BLIK can be used by customers of any bank partnered with BLIK. Participating banks include: Alior Bank, Bank Millennium, Santander Bank Polska, ING Bank Śląski, mBank, PKO Bank Polski, Getin Bank, Noble Bank, T-Mobile Usługi Bankowe, BNP Paribas, Bank Pekao S.A. and Credit Agricole.

      How can I start using BLIK?

      Check if your bank supports BLIK. Then all you have to do is download and open your bank’s mobile app.

      What type of phone do I need to use BLIK?

      BLIK works on Android, iOS and Windows enabled smartphones. You’ll need an internet connection to use BLIK.

      Is BLIK secure?

      • BLIK payments and your bank’s app are protected in several ways: first, when downloading your BLIK-enabled bank’s app your bank will verify your account. Every bank verifies accounts in different ways – you may receive a call from a Call Center, you may be verified on your bank’s website or you may get a code via SMS.
      • The next layer of security is your password to the banking app. Every app will ask you for a PIN, fingerprint or a password.
      • The code required for BLIK transactions is generated and managed by the Polish Payment Standard, BLIK’s operator. Polish Payment Standard ensures that each single-use code is unique, and the code itself is only valid for 2 minutes. BLIK does not store any user data that could be stolen, intercepted or used in any other transaction.
      • The payment confirmation request that the user sees in his app contains detailed transaction data. That ensures that the payer knows exactly how much they are spending for each transaction and to whom they are sending money. ATM withdrawals, online transactions and in-store payments over 50 PLN are also confirmed with a PIN code (however, certain banks do not require this verification). You don’t need to share any bank details or touch the ATM or payment terminal with your phone.

      What are the fees associated with using BLIK?

      The costs of using BLIK can be found in the table of fees and commissions of each bank that we partner with.

      Where can I pay with BLIK?

      You can pay with BLIK at POS terminals and online.

      When shopping online, BLIK usually appears as a payment option during the checkout process.

      If it doesn’t appear as one of the payment options, it will likely be an option with one of the payment integrators below:

      Brick and mortar stores that support BLIK are marked with a BLIK logo, but you can always ask the store clerk if they accept BLIK.

      Which ATMs support cash withdrawals using BLIK?

      You can withdraw cash using BLIK at most ATMs in Poland. ATMs from Santander Bank Polska, ING Bank Śląski, Bank Millennium, PKO Bank Polski all support BLIK. Euronet, PlanetCash, IT Card and BPS are also BLIK enabled.

      Which ATMs support cash deposits using BLIK?

      ING Bank Śląski is currently the only bank that supports this feature.

      What should I do if I lose my phone with a bank app installed on it?

      You should inform your bank immediately and block access to the app from your bank’s website. If your phone allows you to wipe content remotely, you should do this to protect your data too. Remember to also secure your phone with a password or a PIN, which will greatly reduce the risk of unauthorized access to your data to a great extent.

      Is BLIK the same at every bank?

      Each bank utilizes the BLIK code which is used to pay online and in-store, and is also used for bank withdrawals. The BLIK code consists of six digits and this is invariable, but its in-app location may differ from bank-to-bank. Features such as cash deposits, sending money over the phone and generating checks vary in case of each bank. Banks also set different limits for the number of transactions each user can make with BLIK as well as for the amount of each transaction.

      Can I have more than one banking app with BLIK on my phone?

      Which banking app will receive my BLIK phone number transfer?
      Yes, it is possible to have various banking apps with BLIK on your phone. Phone number transfers will be directed to the account that was set as a default one for BLIK.

      What if I send money to someone whose phone number isn’t registered with BLIK?

      The sender will receive a notification from their bank indicating that the intended recipient is not registered. The sender’s bank will also suggest that it will notify the recipient about awaiting BLIK transfer.
      To receive a transfer, the recipient should follow the bank’s instructions. In the event that the transaction is not completed in due time, the funds will be returned to the sender’s account. The sender may also contact the recipient of the transfer and ask them to register their phone number so that they can receive transfers.

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